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How Much Does a Maltese Cost? A Complete Breakdown for Future Owners

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The Maltese may be small in size, but don’t let that fool you — this toy breed comes with a royal history, a charming personality, and a price tag that can vary widely depending on where you look. From initial purchase to grooming appointments and lifetime care, understanding the true cost of owning a Maltese helps you plan ahead — and avoid surprises down the line.

Here’s what to expect when it comes to the price of a Maltese and everything that comes after bringing one home.

How Much Is a Maltese Puppy?

The price for a Maltese puppy typically falls between $1,000 and $4,000, but some breeders charge even more — especially for show-quality dogs or pups from championship bloodlines.

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Here’s what affects the price:

  • Breeder reputation – Ethical breeders put time and resources into health testing, early socialization, and proper care. This increases the cost, but it also reduces the risk of future health problems.
  • Pedigree – A Maltese with champion parents or a history of show success can fetch a much higher price.
  • Location – In-demand areas or cities with higher living costs often come with higher puppy prices.
  • Registration – Puppies registered with a recognized kennel club (like the AKC) are usually priced higher, especially if they come with full registration rights.

Backyard breeders or puppy mills may offer lower prices, but they often skip essential health checks and early care — which can lead to costly medical bills later. Paying more upfront often means saving down the road.

Adopting a Maltese

Not every Maltese needs to come from a breeder. If you’re open to adopting, shelters and breed-specific rescues occasionally have Maltese dogs available — often for a much lower cost, typically between $100 and $600.

These dogs may be older or have minor health needs, but they’re just as loving and loyal. Some rescues even include spaying/neutering, vaccinations, and microchipping in the adoption fee.

It’s worth checking local shelters and breed-specific rescues like Maltese Rescue California or American Maltese Association Rescue.

One-Time Costs Beyond the Puppy Price

Bringing a new dog home comes with a few up-front expenses — even if the puppy itself is already paid for.

Here’s a typical list of one-time costs you should expect:

Item Estimated Cost
Crate or playpen $50–$150
Food and water bowls $10–$40
Collar, harness, leash $20–$60
Toys and chews $30–$100
Initial vet visit $75–$200
Vaccinations and boosters $100–$300
Microchipping $25–$60
Spay/neuter surgery $100–$500
Bed and blankets $30–$80
Puppy pads or litter box $20–$50

Ongoing Monthly and Annual Costs

Once your Maltese is settled in, you’ll need to budget for food, grooming, vet visits, and other recurring costs. While they’re small dogs, Maltese still come with regular care needs — especially grooming.

Food

Maltese dogs don’t eat much due to their size — usually around ¼ to ½ cup of quality kibble per day. Expect to spend $15 to $40 per month, depending on the brand you choose.

Grooming

This is where Maltese care becomes more expensive. Their long, silky coat requires frequent brushing and professional grooming. A grooming session (which includes a haircut, bath, nail trim, and ear cleaning) costs $50 to $100 per visit, and most Maltese need this every 4–6 weeks.

If you plan to groom at home, you’ll need brushes, clippers, scissors, shampoo, and lots of patience. Even then, occasional professional help is often needed.

Routine Vet Care

Annual vet visits usually run between $100 and $300, not including vaccines or dental cleaning. Maltese are prone to dental issues, so you may want to budget extra for cleanings and home dental care products.

Flea, Tick, and Heartworm Prevention

Monthly medications cost around $20–$50, depending on what your vet recommends.

Pet Insurance (Optional)

To help manage surprise medical bills, many owners choose pet insurance. Plans vary, but expect $25 to $60 per month, depending on the level of coverage.

Lifetime Costs of Owning a Maltese

When you add everything up, here’s what you’re likely to spend over a Maltese’s lifetime:

  • Initial costs (puppy + supplies): $1,500 to $5,500+
  • Annual costs: $1,200 to $2,500
  • Average lifespan: 12–15 years

Estimated lifetime total: Between $15,000 and $35,000

These numbers will vary depending on your location, how often you groom at home, what kind of food you buy, and how healthy your dog stays over the years.

Are Maltese Dogs Worth the Cost?

Ask anyone who lives with a Maltese, and you’ll probably get the same answer: absolutely.

They’re loyal, affectionate, and surprisingly brave for their size. Their small stature makes them great for apartments and smaller homes, and they thrive on being close to their people. While they may take a little more time (and money) in the grooming department, their companionship and sweet nature often make up for it.

Just make sure you’re ready for the commitment. Regular vet visits, daily care, and a consistent grooming routine are part of the deal. But for many families, the love they bring is worth every penny.

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Top 7 Reasons Why You Need a Maltese in Your Life

Thinking about adding a furry friend to your home? The Maltese is a breed that offers much more than just companionship. Here are seven reasons this small dog makes a big impact:

1. Compact Size, Big Heart

Perfect for apartment living or small spaces, Maltese dogs fit comfortably into any lifestyle while giving you endless affection.

2. Friendly and Social

Maltese are known for their friendly nature. They tend to get along well with children, other pets, and strangers—making them wonderful family dogs.

3. Low Shedding Coat

If allergies or shedding are concerns, Maltese are a smart choice. Their hair grows continuously like human hair, which means less shedding around the house.

4. Highly Adaptable

Whether you’re active or prefer quiet evenings at home, Maltese adjust easily. They enjoy playtime but also love curling up in your lap.

5. Loyal and Protective

Though small, Maltese have a surprising sense of loyalty and will alert you to visitors or unusual noises with a sharp bark.

6. Long Lifespan

Maltese often live well into their teens, giving you many years to build memories and share life’s moments.

7. They Brighten Your Day

With their playful antics and charming personalities, Maltese bring joy and laughter into the home every day.

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